# Sr. Fraud Analyst at Betterment

- Company: Betterment
- What the company does: Betterment can help grow your money by making saving and investing easy. Invest in a tailored portfolio, set buckets for your goals, and earn rewards. Backed by Bessemer and Menlo.
- Company website: https://www.betterment.com/
- Type: Startups
- Level: Senior
- Location: Betterment HQ - New York City
- Work setup: On-site
- Pay: $135K to $160K base salary per year (USD)
- Posted: 2026-07-06
- Apply by: 2026-10-08
- Apply: https://www.betterment.com/careers/current-openings/job?gh_jid=8041552&gh_jid=8041552
- Page: https://www.1752.vc/careers/jobs/betterment-sr-fraud-analyst/

## About the role

Betterment’s Risk Operations team plays a critical role in protecting our platform and customers from fraud and financial crime. As a Senior Fraud Analyst, you will be the analytical owner of our customer risk rating, KYC, and fraud monitoring models. You will use data to shape how we detect, prevent, and respond to emerging fraud trends. You will partner closely with Data, Compliance, and Product to design controls, build monitoring, and regularly advise leadership on model performance, threats, and residual risk.

## What they're looking for

- To identify friction points, customer abandonment, and true cost of fraud prevention
- Reduced account locks, allow faster money movements, and lower ID request rates while not increasing fraud
- Increase customer greenlight passes and ensure manual reviews provide strong controls
- Data-Driven & Technical: Advanced SQL is required. Comfortable framing analytical questions, designing experiments, and interpreting model/rule performance
- Familiarity with Fraud ecosystem (solutions, capabilities, challenges)
- Collaborative & Practical: Enjoys cross-functional problem-solving (Ops, Data, Eng, Compliance, Product). Balances fraud loss, CX, and efficiency. Stays current on emerging fraud trends and brings new ideas

Tags: Operations