# Director, Merchant Risk & Onboarding at Bilt Rewards

- Company: Bilt Rewards
- What the company does: Bilt is the membership program for where you live, transforming housing payments into valuable rewards while connecting members with exclusive benefits in their neighborhood. Backed by General Catalyst.
- Company website: https://www.biltrewards.com/
- Type: Startups
- Level: Principal and up
- Location: New York, United States
- Work setup: On-site
- Pay: $150K to $180K base salary per year (USD)
- Posted: 2026-10-30
- Apply by: 2026-12-14
- Apply: https://jobs.gem.com/bilt/am9icG9zdDpmomLAmvbdhmI68eEGBltk?utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/bilt-rewards-director-merchant-risk-and-onboarding/

## About the role

What started as a way to reward people on their largest expense has turned into an ecosystem connecting our members, property managers and local merchants. We run lean and move quickly. Every person here has a real impact on what gets built and how fast it happens. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- 7+ years in merchant onboarding, merchant risk, underwriting or KYB/KYC at a payment facilitator, acquirer, processor, merchant-facing fintech or sponsor bank
- A track record of building onboarding or merchant risk programs hands-on, ideally at a high-volume SMB payfac (Square or Toast style) or a smaller company where you built it yourself
- Hands-on experience running KYB and beneficial owner verification at scale, with working knowledge of the FinCEN CDD rule, CIP requirements and BSA/AML fundamentals
- Experience underwriting small and mid-sized merchants, with real exposure to chargebacks, reserves and merchant losses
- Working knowledge of card network registration and monitoring requirements for payment facilitators and their sub-merchants, and direct experience working with sponsor banks
- Fluency in SQL and portfolio analytics: you can pull your own cohorts, read approval and loss curves, and design rules and thresholds with analysts and data scientists


Source: 1752vc Careers, https://www.1752.vc/careers/jobs/bilt-rewards-director-merchant-risk-and-onboarding/