# Fraud Strategy Manager / Senior Manager (Onboarding) at Cardless

- Company: Cardless
- What the company does: Build credit into your product experience. Run it end to end with modular APIs, pre-built components, analytics, and full-service infrastructure. Backed by Pear VC.
- Company website: https://www.cardless.com/
- Type: Startups
- Level: Senior
- Location: San Francisco
- Work setup: On-site
- Pay: $150K to $210K base salary per year (USD)
- Posted: 2026-04-02
- Apply by: 2026-10-08
- Apply: https://jobs.ashbyhq.com/cardless/16fed068-335f-4077-9a8c-07bcdb77b6b1
- Page: https://www.1752.vc/careers/jobs/cardless-fraud-strategy-manager-senior-manager-onboarding/

## About the role

We're looking for a Fraud Strategy Manager or Senior Manager – Onboarding to own the end-to-end fraud strategy for how we evaluate new applicants. This is a highly analytical, strategy-forward role focused on building the decisioning framework that determines which applicants are approved, stepped up for review, or declined, and making sure the tools, data, and processes behind those decisions are best-in-class.

## What they're looking for

- 5–10 years of experience in fraud strategy, identity risk, or credit risk at a financial institution, fintech, or payments company
- Deep expertise in onboarding fraud — synthetic identities, identity manipulation, first-party fraud vectors, and deposit/funding fraud
- Hands-on experience with bank data providers in a fraud or credit risk context
- Familiarity with device intelligence and behavioral fraud platforms
- Strong SQL skills and experience using data to build and evaluate fraud rules, track performance, and identify emerging patterns
- Excellent communication skills — you can translate complex fraud tradeoffs into clear recommendations for executives, partners, and compliance teams

Tags: Risk