# Data Analyst, Credit Risk at Chime

- Company: Chime
- What the company does: Backed by SoftBank VF, ICONIQ and Menlo.
- Company website: https://www.chime.com/
- Type: Startups
- Level: Analyst
- Location: San Francisco, CA, USA
- Work setup: On-site
- Posted: 2026-09-21
- Apply by: 2026-11-05
- Apply: https://boards.greenhouse.io/chime/jobs/8770312002?gh_jid=8770312002
- Page: https://www.1752.vc/careers/jobs/chime-data-analyst-credit-risk/

## About the role

We are looking for a highly analytical and strategic Data Analyst of Credit Risk to support risk strategy for MyPay , Chime’s innovative product that provides members with early access to their earned wages. In this role, you will be the cornerstone of our MyPay risk function, balancing rapid product growth with responsible risk management and loss mitigation.

## What they're looking for

- 3+ years of experience in credit risk, data science, or advanced analytics, preferably within consumer lending, fintech, or earned wage access (EWA)
- Expert-level proficiency in SQL for complex data extraction and manipulation
- Strong programming skills in Python (Pandas, NumPy, Scikit-learn) for data analysis and predictive modeling
- Deep hands-on experience designing, launching, and analyzing A/B tests and multivariate experiments, with a strong grasp of underlying statistical concepts
- Solid understanding of consumer credit risk principles, loss forecasting, and unit economics
- Exceptional ability to translate complex data and technical concepts into actionable, high-level strategies for executive stakeholders

Tags: Risk