# Lead Analyst, Financial Crimes at Chime

- Company: Chime
- What the company does: Backed by SoftBank VF, ICONIQ and Menlo.
- Company website: https://www.chime.com/
- Type: Startups
- Level: Senior
- Location: Chicago, IL, USA
- Work setup: On-site
- Posted: 2026-09-04
- Apply by: 2026-10-19
- Apply: https://boards.greenhouse.io/chime/jobs/8779819002?gh_jid=8779819002
- Page: https://www.1752.vc/careers/jobs/chime-lead-analyst-financial-crimes/

## About the role

Chime's Financial Crimes team protects millions of members from money laundering, fraud, and the organized networks that target consumer financial platforms. We work in a bank-partner model: we run detection and investigation, and we escalate unusual activity to our bank partners, who hold the filing obligation. That means our written work product is read by outside parties, and the quality bar is correspondingly high.

## What they're looking for

- 7+ years in financial crime, fraud, or risk investigations at a bank, fintech, payments company, or comparable regulated environment
- Working command of BSA, the USA PATRIOT Act, OFAC requirements, and unusual/suspicious activity reporting standards — enough to explain not just the rule but why it exists
- Deep experience across the transaction monitoring alert lifecycle at real volume, including the operational tradeoffs that come with it
- Real typology depth across both money laundering and fraud — mule and money movement networks, first-party fraud, synthetic and stolen identity, scams and social engineering, elder financial exploitation, etc
- Hands-on involvement in scenario tuning or threshold work alongside data or risk partners, with an understanding of what changing a threshold actually costs
- Experience overseeing vendor or outsourced investigation teams

Tags: Risk