# Lead Data Scientist, Credit Risk at Chime

- Company: Chime
- What the company does: Backed by SoftBank VF, ICONIQ and Menlo.
- Company website: https://www.chime.com/
- Type: Startups
- Level: Senior
- Location: Chicago, IL, USA; San Francisco, CA, USA
- Work setup: On-site
- Posted: 2026-10-13
- Apply by: 2026-11-27
- Apply: https://boards.greenhouse.io/chime/jobs/8788322002?gh_jid=8788322002&utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/chime-lead-data-scientist-credit-risk/

## About the role

We are looking for an experienced Credit Risk Data Scientist who is data-driven, has strong analytical and technical skills, and operates with a high degree of ownership. In this role, you will lead the credit strategy that lets Chime lend to people before they have a relationship with us — starting with Instant Loans for new members (top of funnel) and expanding to future unsecured credit products such as credit cards. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- A Master's degree (required) in Statistics, Economics, Engineering, Math, Finance, Computer Science, or another quantitative discipline, a PhD is a plus
- 7+ years of analytical or data science experience in Financial Services, preferably at a FinTech company
- 4+ years of experience building and managing risk for unsecured credit products such as installment loans, lines of credit, or credit cards, acquisition / underwriting experience strongly preferred
- Hands-on experience with credit bureau data and prescreen, pre-approval, or direct mail credit programs
- Experience with credit furnishing, bankruptcies, delinquency, and write-off policies, and working knowledge of consumer lending regulation (FCRA, ECOA / Reg B, fair lending, adverse action)
- Excellent SQL and Python skills, advanced Microsoft Excel skills, and experience working in Looker or a similar business intelligence tool

Tags: Risk

Source: 1752vc Careers, https://www.1752.vc/careers/jobs/chime-lead-data-scientist-credit-risk/