# Staff AI/ML Engineer at Chime

- Company: Chime
- What the company does: Backed by SoftBank VF, ICONIQ and Menlo.
- Company website: https://www.chime.com/
- Type: Startups (AI role)
- Level: Senior
- Location: San Francisco, CA, USA
- Work setup: On-site
- Posted: 2026-10-15
- Apply by: 2026-11-29
- Apply: https://boards.greenhouse.io/chime/jobs/8840205002?gh_jid=8840205002&utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/chime-staff-ai-ml-engineer/

## About the role

Chime's Data Science & Machine Learning team builds the models, services, and platforms behind how millions of members manage and grow their financial lives. We're hiring a Staff AI/ML Engineer on our Lending and Cashflow team to lead the modeling behind cash flow underwriting and surface member insight: using members' transaction and deposit data to make fair, accurate credit decisions for people that traditional credit scores often miss. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- Solid machine learning fundamentals: classical modeling, evaluation design, and knowing which metric actually answers the question in front of you
- Hands-on experience across the end-to-end ML lifecycle — training, experimentation, optimization, deployment, and monitoring
- Comfort with messy real-world data, including label definition, leakage, class imbalance, and train/serve skew
- Strong proficiency in Python and SQL, with deep learning frameworks such as PyTorch and distributed compute such as Spark or PySpark
- Working knowledge of modern ML infrastructure — AWS and tools such as SageMaker, Airflow, Kafka, Redis, and Snowflake — and an MLOps mindset for keeping production systems healthy
- The ability to operate independently in ambiguous environments, influence technical direction beyond your own team, and explain model decisions clearly to engineers, risk partners, and senior leaders

Tags: Data Science & Machine Learning

Source: 1752vc Careers, https://www.1752.vc/careers/jobs/chime-staff-ai-ml-engineer/