# Senior Product Manager at Karat Financial

- Company: Karat Financial (YC W20)
- What the company does: Business banking that helps you grow. Backed by Y Combinator and USV.
- Company website: http://trykarat.com
- Type: Startups
- Level: Senior
- Location: Los Angeles, CA, US
- Work setup: On-site
- Pay: $150K to $170K base salary per year (USD)
- Posted: 2026-11-02
- Apply by: 2026-12-17
- Apply: https://www.ycombinator.com/companies/karat-financial/jobs/7ySmewF-senior-product-manager?utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/karat-financial-senior-product-manager/

## About the role

We're hiring a product manager to own the product thinking for the operational core of Karat: how a business applies, how we decide, and the internal tools our operations, compliance, and support teams use to review, approve, and serve customers. Your job is to make sure that by the time an engineer picks something up, the problem is framed, the edge cases are known, the design is reviewed, and operations and compliance have had their say. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- 4+ years in product management, or the equivalent as a founder or an engineer who owned the product decisions, at a company where there was nobody to hand the hard parts to
- You build. You've shipped prototypes or small features with AI coding tools, you can read code and a database schema, and you write SQL to answer your own questions. We'll ask you to show us something you made
- Fintech or finance experience: lending, underwriting, payments, banking, or another regulated product where "ship it and see" has limits, and you know where they are
- Operator empathy. You've built for internal users doing high-stakes work (operations, compliance, support) and treated them as customers
- Discovery rigor. You define the problem and the success metric before the spec, and you can point to a time your discovery changed what got built
- Judgment under ambiguity. You decide what's now, next, and never, and you change course when the evidence does

Tags: Product

Source: 1752vc Careers, https://www.1752.vc/careers/jobs/karat-financial-senior-product-manager/