# Senior Backend Engineer - Grant Underwriting and Payment at Kikoff

- Company: Kikoff
- What the company does: Kikoff's credit building app is the the fastest way to build credit safely, with plans from $5/month. Backed by Lightspeed.
- Company website: https://kikoff.com/
- Type: Startups
- Level: Senior
- Location: San Francisco
- Work setup: On-site
- Posted: 2026-02-27
- Apply by: 2026-10-08
- Apply: https://job-boards.greenhouse.io/kikoff/jobs/4157096009
- Page: https://www.1752.vc/careers/jobs/kikoff-senior-backend-engineer-grant-underwriting-and-payment/

## About the role

We're looking for a Senior Backend Engineer to join our Grant Core team and help us scale. You'll be working on the critical systems that power our underwriting decisions, payment processing, and collection strategies.

## What they're looking for

- 5+ years of experience with modern backend frameworks and a track record of building and scaling production systems
- Strong systems design skills - you've architected and shipped distributed systems that handle high throughput and maintain data consistency
- Production experience with background job processing systems (Sidekiq, Resque, or similar)
- Solid understanding of database optimization, caching strategies, and performance tuning
- Experience with payment systems, financial infrastructure, or regulated environments (ACH, card processing, real-time payments)
- Track record of making infrastructure decisions that balance technical excellence with business pragmatism

Tags: Engineering
