# Credit Analytics at One

- Company: One
- What the company does: One develops an app that boosts the power of people's paychecks so they have more spending power in their pockets. Backed by Collide Capital.
- Company website: https://onefinance.com
- Type: Startups
- Level: Mid level
- Location: United States (Remote)
- Work setup: Remote
- Pay: $150K to $180K base salary per year (USD)
- Posted: 2026-08-20
- Apply by: 2026-10-14
- Apply: https://jobs.ashbyhq.com/oneapp/5b7f66da-b83f-493d-82e6-fa9684bb08fd
- Page: https://www.1752.vc/careers/jobs/one-credit-analytics/

## About the role

As a member of the analytics team, you bring order to vast amounts of internal and external data so OnePay can make better data-driven credit decisions, faster. You’ll own credit and product analytics for our in house liquidity products driving smarter decisions, better outcomes for our customers and growth for the business. You understand that risk is about more than minimizing losses and are eager to work cross functionally with product, engineering and data science teams to drive the business forward

## What they're looking for

- 4-8 years of professional experience in credit analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment
- Demonstrated experience with consumer underwriting strategy and/or portfolio risk analytics — cash advance, overdraft, BNPL, or short-term consumer lending experience is a strong plus
- Advanced SQL and AI skills, with the ability to independently pull and analyze complex datasets
- Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights
- Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’
- An act-like-an-owner mentality. We have a bias toward taking action

Tags: Data