# Senior Product Manager Trust and Safety at PayJoy

- Company: PayJoy
- What the company does: Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged. Backed by Greylock and USV.
- Company website: https://www.payjoy.com/
- Type: Startups
- Level: Senior
- Location: San Francisco, CA
- Work setup: Hybrid
- Pay: $250K to $270K base salary per year (USD)
- Posted: 2026-07-21
- Apply by: 2026-10-08
- Apply: https://jobs.lever.co/payjoy/606041dc-c1af-42eb-9e9a-93e61feeb100
- Page: https://www.1752.vc/careers/jobs/payjoy-senior-product-manager-trust-and-safety/

## About the role

The Senior Product Manager for Trust & Safety will own the strategy, roadmap, and execution of fraud prevention and detection across PayJoy’s global platforms. This is not a back-office risk role—it’s a high-visibility product leadership position at the intersection of AI, data science, security, and customer experience.

## What they're looking for

- Experience with fraud in emerging markets (Latin America, Africa, or Southeast Asia)—where fraud patterns, data availability, and infrastructure look very different from the US/EU
- Familiarity with fraud prevention tools and vendors (e.g., Sift, Arkose Labs, Sardine, or equivalent)
- Background in device intelligence, behavioral biometrics, or identity verification technologies
- Prior experience building or integrating ML-based fraud detection models (you don’t need to train them—but you should know how to evaluate and improve them)
- Hands-on experience applying AI/LLM agents to fraud operations workflows—automated investigation, intelligent case routing, or generative risk scoring
- Knowledge of compliance regulations related to fraud (e.g., AML, KYC)

Tags: Product and UX