# Staff Software Engineer - Payments at PayJoy

- Company: PayJoy
- What the company does: Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged. Backed by Greylock and USV.
- Company website: https://www.payjoy.com/
- Type: Startups
- Level: Senior
- Location: San Francisco, CA
- Work setup: Hybrid
- Pay: $310K to $324K base salary per year (USD)
- Posted: 2026-02-12
- Apply by: 2026-10-08
- Apply: https://jobs.lever.co/payjoy/ac978469-904b-416b-aeeb-99289c26afa8
- Page: https://www.1752.vc/careers/jobs/payjoy-staff-software-engineer-payments/

## About the role

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.

## What they're looking for

- Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field
- 12+ years of experience as Software Engineer, in a fast-paced, high-growth environment, working with cloud platforms such as AWS, GCP, or Azure
- Strong expertise in backend development with proficiency in Python, as well both relational and NoSQL databases
- Solid understanding of distributed systems, system design principles
- A can-do attitude and creative, flexible problem solving abilities, and the ability to think critically in ambiguous situations
- Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored

Tags: Core Engineering