# Director of Credit at Trovy

- Company: Trovy
- What the company does: Faster approval. Lower APRs. Lower monthly payments. It. Backed by Kleiner Perkins.
- Company website: https://trovy.com/
- Type: Startups
- Level: Principal and up
- Location: New York City
- Work setup: On-site
- Pay: $170K to $210K base salary per year (USD)
- Posted: 2026-04-28
- Apply by: 2026-10-08
- Apply: https://jobs.ashbyhq.com/trovy/fa7bbbcd-bd44-434a-ba43-f530e841182a
- Page: https://www.1752.vc/careers/jobs/trovy-director-of-credit/

## About the role

We're seeking a Director of Credit to own the full credit function at Trovy — from policy and underwriting methodology to loan pricing and portfolio analytics. This is a foundational role: you'll build the frameworks that determine who we lend to, at what price, and how we manage risk as we scale. You'll work closely with our CEO, COO, product, and engineering teams, and have direct influence over the performance and risk profile of Trovy's loan portfolio.

## What they're looking for

- 7+ years of experience in credit, underwriting, or risk at a lender, bank, or fintech
- Direct experience with consumer real estate credit (HELOC, home equity, mortgage) strongly preferred
- Strong quantitative and analytical skills — comfortable building models, running regression analyses, and drawing conclusions from messy data
- Proficiency in SQL, experience with Python or R a strong plus
- Experience with credit bureau data, AVM outputs, and automated underwriting systems
- Familiarity with income verification methodologies including GSE-style documentation, bank statement analysis, and third-party verification vendors (such as Plaid, Argyle, Equifax Work Number)

Tags: Risk