# Senior Data Scientist - Flex Pay at Upgrade

- Company: Upgrade
- What the company does: Backed by USV.
- Company website: https://www.upgrade.com
- Type: Startups
- Level: Senior
- Location: San Francisco
- Work setup: On-site
- Pay: $100K to $150K base salary per year (USD)
- Posted: 2026-09-29
- Apply by: 2026-11-13
- Apply: https://job-boards.greenhouse.io/upgrade/jobs/4739106005?utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/upgrade-data-scientist-flex-pay/

## About the role

We are seeking a highly analytical and results-driven Data Scientist to join our buy now pay later (BNPL) sector called Flex Pay. You will play a key role in building predictive risk models, optimizing offers and pricing, and extracting insights that drive product development, risk mitigation, and customer strategy. This role requires a strong foundation in statistics, machine learning, and programming. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- Build and maintain credit and fraud policy simulators used to ensure properly functioning systems and identify risk decisioning enhancements
- Build and deploy statistical models and machine learning algorithms to solve business problems in areas like credit risk, fraud detection, pricing, customer segmentation, and marketing attribution
- Validate models to identify factors that may affect model performance
- Analyze large, structured and unstructured datasets using SQL, Python or similar tools
- Stay up to date with the latest trends and technologies in data science and fintech, actively research new tools and techniques available for model development
- Collaborate with cross-functional teams including risk, marketing, product, and engineering to define data-driven strategies

Tags: Data Science

Source: 1752vc Careers, https://www.1752.vc/careers/jobs/upgrade-data-scientist-flex-pay/