# Merchant Risk Data Analyst at Upgrade

- Company: Upgrade
- What the company does: Check your rate for a personal loan up to $50,000 or get started with Upgrade Cards, Rewards Checking, and Premier Savings. Backed by USV.
- Company website: https://www.upgrade.com
- Type: Startups
- Level: Analyst
- Location: Atlanta
- Work setup: On-site
- Posted: 2026-10-28
- Apply by: 2026-12-12
- Apply: https://job-boards.greenhouse.io/upgrade/jobs/4748583005?utm_source=1752vc&utm_medium=careers
- Page: https://www.1752.vc/careers/jobs/upgrade-merchant-risk-data-analyst/

## About the role

Upgrade is looking for a Merchant Risk Data Analyst to transform how we identify and mitigate merchant risk through data analysis and visualization. You'll combine merchant risk expertise with analytical skills to build predictive models, automated monitoring triggers, and actionable insights that protect our platform from fraud, compliance violations, and operational failures. Found on 1752vc Careers, the job board for startup and VC roles.

## What they're looking for

- Analyze large volumes of transactional data to identify merchant risk patterns and trends
- Build predictive models to forecast merchant fraud, financial distress, compliance issues, and operational red flags
- Develop risk scoring methodologies that prioritize high-risk merchants for proactive review
- Conduct historical trend analysis to understand how merchant risk evolves over time and across verticals
- Identify leading indicators of merchant misconduct, project abandonment, chargebacks, and borrower harm
- Design automated merchant risk triggers based on transactional behavior and performance metrics

Tags: Merchant Relations & Development

Source: 1752vc Careers, https://www.1752.vc/careers/jobs/upgrade-merchant-risk-data-analyst/