# Applied Scientist at Upstart

- Company: Upstart
- What the company does: Explore lending solutions through Upstart, including personal loans, debt consolidation, short-term relief, Cash Line, and HELOC. Check your rate today! Backed by Khosla, Kleiner Perkins and NEA.
- Company website: https://www.upstart.com/
- Type: Startups (AI role)
- Level: Mid level
- Location: United States | Remote
- Work setup: Remote
- Posted: 2026-08-04
- Apply by: 2026-10-12
- Apply: https://careers.upstart.com/jobs?gh_jid=7293116
- Page: https://www.1752.vc/careers/jobs/upstart-applied-scientist/

## About the role

As an Applied Scientist, you will research and implement enhancements to Upstart’s core unsecured underwriting model. Your work will directly influence credit decisioning and help the team increase the pace of research while maintaining the rigor, reliability, and responsible oversight required of production underwriting models. As an Applied Scientist in the Unsecured Underwriting Machine Learning team at Upstart, you will:

## What they're looking for

- Research machine learning and statistical approaches that improve the predictive performance of unsecured underwriting models
- Design, implement, and evaluate model enhancements using rigorous experimentation and validation methods
- Analyze model performance and downstream effects to confirm that proposed changes improve decisioning reliably
- Partner with various engineering teams to support technical reviews, implementation, and deployment
- Translate research findings into clear recommendations, documented methodologies, and production-ready solutions
- Graduate degree in mathematics, applied mathematics, statistics, physics, econometrics, operations research, computer science, or a related quantitative field

Tags: Machine Learning Department