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Director of Credit

Capchase · United States · Remote

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About Capchase

Backed by GTMfund.

About the role

At Capchase, we are transforming how software and tech-enabled hardware equipment gets financed, we move and innovate fast. We’re always looking for the brightest minds to join us. We’re a diverse team of 15+ nationalities with a shared passion for helping innovative companies thrive. Join the climb with us! Two credit books sit underneath that: the buyers who take payment terms, and the vendors whose paper and performance risk we take on. This role owns the hard end of the first and works closely on the second.

What they're looking for

  • 6 to 12+ years in commercial credit: equipment leasing, vendor or captive finance, specialty finance, bank ABL, or middle-market commercial lending
  • You have personally underwritten and signed large-ticket commercial credit: $1M+ single obligor, and you're comfortable at the $2.5M level. Not "supported" or "reviewed." Signed
  • Genuine leasing background. Lease structures, residuals, lessor economics, and documentation are things you've lived in, not read about
  • Syndication experience: buying or selling paper, participations, or forward-flow. You know what a third-party credit committee needs to say yes, because you've either been that committee or had to satisfy one
  • You've held delegated credit authority and made calls under time pressure with a salesperson in the room, without either rubber-stamping or stalling
  • Credit judgment on imperfect files: bureau-only, unaudited, private company, thin trade depth, foreign accounting frameworks. Much of our book will never hand you an audited statement
More about this role

Capchase is on a mission to transform how hardware and software companies sell and get paid, revolutionizing the equipment financing space. Recently named a 2026 Monitor Best Company in Innovation , we're recognized for embedding flexible payment terms directly into the sales workflow, helping teams close faster without the friction of a separate financing system.

We're the modern platform for financing leading enterprise solutions: built for direct and channel sales motions , with $2B+ funded , approvals in seconds , and a seamless experience for both sellers and buyers. Backed by leading fintech investors including 01A, Thomvest, QED, SciFi, and Invesco, we've raised $700M+ in equity and debt to fuel our growth.

In just over five years, we've scaled from four co-founders to 80+ Capchasers across 10 markets, supporting thousands of companies globally and processing billions in payment volume.

➡ 10K+ active vendors, channel partners and buyers

🙌 Built a team representing over 15 nationalities

🌎 Active in 10 markets

📈 Top decile YoY growth

👫 Built an awesome culture .

In December 2024 we reached the top of the Installment Payment, BNPL category on G2 , #1 in B2B.

Help accelerate an...

Read the full posting on Capchase's site ↗

Risk / Credit

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