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Software Engineer - Full-Stack

Cardless · San Francisco · On-site

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About Cardless

Build credit into your product experience. Run it end to end with modular APIs, pre-built components, analytics, and full-service infrastructure. Backed by Pear VC.

About the role

Own and evolve our component library and design system: build scalable, reusable components and establish the patterns that keep our consumer app, partner-facing UIs, and internal tools consistent and high-quality Build and ship features in our consumer app, from cardholder onboarding through account management and rewards

What they're looking for

  • 5+ years of frontend engineering experience building production systems at scale, including 3+ years with React across consumer products and data-heavy internal tools
  • Strong fundamentals in state management, component architecture, accessibility, testing, and UI quality, with familiarity with experimentation and personalization systems a plus
  • Experience building and maintaining component libraries or design systems used across multiple products, with an eye for usability, scalability, and maintainability
  • Ability to move across consumer, partner, and internal surfaces without compromising on craft or user experience
  • Proven track record of delivering complex projects end-to-end in cross-functional environments
  • Clear communicator who learns quickly and teaches others just as well
More about this role

Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products of their own. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear. Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.

In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.

We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.

About the role

We're looking for an experienced full stack engineer to help build and shape the experiences that power our co-branded credit card platform — used by hundreds of thousands of...

Read the full posting on Cardless's site ↗

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