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Principal Product Manager - Risk & Decisioning

Coinflow Labs · Chicago · On-site

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About Coinflow Labs

Coinflow offers businesses a tech-driven payment solution with features like global card acceptance, instant settlements, and built-in security. The platform also includes tools for developers to easily integrate payments into their applications. Backed by Digital Currency Group.

About the role

We're hiring a Principal Product Manager to own risk and decisioning across the Coinflow platform — the systems that decide, in real time, which transactions we approve and on what terms. This is a role where product decisions carry direct P&L consequences. We don't pass risk through to our merchants; approval-rate and loss-rate outcomes land on our own books. That changes the job. Every threshold, model, and policy you ship is a bet with a cost, and you'll own both sides of it.

More about this role

Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.

Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments.

Coinflow is proudly headquartered in Chicago, IL. Learn more at coinflow.cash .

We're hiring a Principal Product Manager to own risk and decisioning across the Coinflow platform — the systems that decide, in real time, which transactions we approve and on what terms.

This is a role where product decisions carry direct...

Read the full posting on Coinflow Labs's site ↗

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