Kikoff's credit building app is the the fastest way to build credit safely, with plans from $5/month. Backed by Lightspeed.
About the role
We are looking for a talented, curious lawyer to serve as a legal partner to our product, engineering, and business teams. You will work across Kikoff's growing product ecosystem — including credit-building products, earned wage access (EWA), and new product lines in development — to help us move fast while staying on the right side of a complex and evolving regulatory landscape.
What they're looking for
- J.D. from an accredited law school
- Be an active member of the California state bar or registered in-house counsel in California
- Working knowledge of federal consumer finance statutes (TILA, ECOA, FCRA, EFTA) and a willingness to build depth quickly in state lending and money transmission frameworks
- Exposure to at least one of: credit-building or credit reporting products, earned wage access, consumer lending through bank partnership models, or payments
- Comfort operating in fast-moving, ambiguous environments, and a track record of turning legal research into clear, decision-ready guidance rather than a memo full of caveats
- Good judgment, intellectual honesty about what you do and do not know, and a bias toward enabling the business rather than only identifying risk
More about this role
Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
We are looking for a talented, curious lawyer to serve as a legal partner to our product, engineering, and business teams. You will work across Kikoff's growing product ecosystem — including credit-building products, earned wage access (EWA), and new product lines in development — to help us move fast while staying on the right side of a complex and evolving...
Browse similar: Startup jobs · San Francisco Bay Area