Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged. Backed by Greylock and USV.
About the role
PayJoy Lock is the core moat of PayJoy's business, a proprietary security stack running across the world's largest emerging market device fleet. As PM for Lock Platform, you will own the programs that keep that moat strong and expanding. You will combine deep technical fluency with strategic clarity to drive lock security, reliability, and device compatibility programs across multiple markets.
What they're looking for
- 8+ years as a Product Manager with a track record of owning technically complex programs end-to-end — PRD through launch through post-launch iteration — without hand-holding
- Technical fluency on Android or mobile platforms — able to engage directly with engineers on implementation details, debug issues, and make informed tradeoff decisions
- Independently frames problems, proposes solutions with explicit tradeoffs, leads cross-functional execution, and surfaces risk proactively without being asked
- Experience in mobile security, device management, OEM ecosystems, or adjacent technically complex domains
- Strong analytical ability — can query data independently, build metrics frameworks, and own product health visibility
- Experience with Android lock mechanisms, Knox, or device enrollment technologies
More about this role
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy Lock is the core moat of PayJoy's business, a proprietary security stack running across the world's largest emerging market device fleet.
As PM for Lock Platform, you will own the programs that keep that moat strong and expanding. You will combine deep technical fluency with strategic clarity to drive lock security, reliability, and device compatibility programs across multiple markets.
This is a key Individual Contributor role reporting to the...
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