Backed by Index.
About the role
The Fraud and Risk Operations team safeguards Raisin’s U.S. business by monitoring, detecting, and mitigating risks across the customer lifecycle. We manage fraud prevention, investigations, payments risk, fraud recovery, and while supporting 2nd line AML/KYC oversight. It partners closely with Product, Engineering, Compliance, and Customer Service to ensure safe and frictionless customer experiences. Found on 1752vc Careers, the job board for startup and VC roles.
What they're looking for
- Friction Optimization: Monitor and optimize false positive rates to ensure legitimate customer transactions pass through with minimal friction
- Chargeback & Loss Root-Cause Analysis: Conduct post-mortems on confirmed fraud instances and Reg E disputes to identify gaps in existing rule sets and rapidly deploy backtest-verified countermeasures
- Rules and telemetry expansion: Active work internally and externally to seek additional risk signals, and proactively deploy to stay ahead of emerging fraud patterns
- Responsible for partnering with the Head of Fraud to own and execute Raisin’s U.S. fraud strategy across onboarding, account linking, and payment flows
- Design and refine fraud policies, rules, controls, and escalation processes
- Lead fraud investigations end-to-end and translate findings into durable controls
More about this role
Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing . Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.
Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.
Team
The Fraud and Risk Operations team safeguards Raisin’s U.S. business by monitoring, detecting, and mitigating risks across the customer lifecycle. We manage fraud prevention, investigations, payments risk, fraud recovery, and while supporting 2nd line AML/KYC oversight. It partners closely with Product, Engineering, Compliance, and Customer Service to ensure safe and frictionless customer experiences. As a multi-bank deposit marketplace targeting rapid growth, Raisin faces complex, evolving multi-vector fraud challenges across onboarding, identity verification, bank linking, and money...
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