We're building financial infrastructure for Africa's supply chains. Backed by Y Combinator.
About the role
Develop an enterprise-wide risk management strategy for digital lending, using data-driven insights to balance growth and stability. Build and deploy machine learning models to evaluate credit risk, predict defaults, and assess loan performance in real-time.
What they're looking for
- Advanced degree (Master’s or PhD preferred) in Data Science, Computer Science, Actuarial Science, Statistics, Mathematics, or a related quantitative field
- Minimum of 5 years of experience in risk management, data science, or analytics, with at least 3 years in a senior leadership role within fintech, financial services, or a tech-driven industry
- Proven expertise in machine learning, AI, and data analysis, with hands-on experience building predictive models (e.g., using Python, R, TensorFlow, or similar)
- Strong background in credit risk modeling, portfolio management, or actuarial analysis, ideally in digital lending or emerging markets
- Familiarity with big data tools (e.g., Hadoop, Spark) and cloud platforms (e.g., AWS, GCP) is a plus
More about this role
Job Title: Chief Risk Officer (CRO)
Benefits: Equity options, health insurance, performance-based bonuses, and professional development opportunities
Ramani is a pioneering fintech company transforming commerce and financial access across Africa. Through our innovative mobile and web platforms, we empower micro-distributors and businesses with cutting-edge digital lending and inventory management solutions. Operating in a $1T market, we’re backed by Y Combinator, Village Global, Flexcap Ventures, Hustle Fund and notable Angel Investors like James Beshara, Jared Schreiber, Robin Chan, Justin Kan, Iyinoluwa Aboyeji.
Headquartered in Dar es Salaam and expanding globally, Ramani is redefining financial inclusion and economic empowerment.
The Chief Risk Officer (CRO) will lead Ramani’s risk management strategy, leveraging advanced data science, machine learning, and AI to safeguard the digital lending platform. Based in New York with hybrid flexibility, this C-suite role will harness cutting-edge analytics to drive risk modeling, portfolio optimization, and mitigation strategies. The CRO will ensure sustainable growth and resilience by integrating technical expertise into a robust risk...
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