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Head of Risk

Step · Remote · Remote

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About Step

Build credit, bank smarter, and grow your money with Step. No hidden fees, no minimums. Join 7M+ users taking control of their finances. Start free today. Backed by General Catalyst.

About the role

We're looking for a Head of Risk to lead our Risk team, partnering with Product, Engineering, Compliance and Data teams to own risk decisioning, scaling risk operations and minimizing fraud losses. You'll lead our high-performing risk team to drive decisions covering transactional risk, first party fraud, targeted fraud attacks, ATO risk and is no stranger to making difficult decisions delivering both great customer experiences, while also mitigating fraud.

What they're looking for

  • 10+ years of high-impact risk leadership, with a strong preference for candidates offering expertise in risk analytics and/or data science
  • Proven track record of analytical leadership, using data to navigate complex challenges and drive strategic business results
  • Extensive experience within Fintech or Banking, specifically managing high-risk consumer technology environments and payment platforms
  • Demonstrated success in neutralising transactional fraud while maintaining full accountability for fraud losses
  • Expertise in developing defense strategies against sophisticated attack vectors, including first-party and friendly fraud
  • History of collaborating with Product teams to deliver seamless, "good-customer" experiences without compromising security
More about this role

Step's mission is to improve the financial future of the next generation. Millions of people use our banking and borrowing products to manage, build, and grow their money. Now that we're part of Beast Industries – the company behind MrBeast – we're poised for a new phase of growth to deliver financial literacy and tools at massive scale.

We're looking for a Head of Risk to lead our Risk team, partnering with Product, Engineering, Compliance and Data teams to own risk decisioning, scaling risk operations and minimizing fraud losses. You'll lead our high-performing risk team to drive decisions covering transactional risk, first party fraud, targeted fraud attacks, ATO risk and is no stranger to making difficult decisions delivering both great customer experiences, while also mitigating fraud. As part of Beast Industries, MrBeast's family of companies, Step is positioned to scale significantly over the next 12-24 months, and deliver best in class risk controls and protection will be critical to support that growth.

  • Lead Step’s Risk strategy that balances aggressive fraud mitigation with a frictionless, world-class user experience
  • Champion cross-functional partnership with Data...

Read the full posting on Step's site ↗

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