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Senior Credit Risk Manager

Tala · PH · Hybrid

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About Tala

A money app for the majority. Tala bridges digital and cash ecosystems to help customers seamlessly manage their financial lives, all in one app. Backed by GV and IVP.

About the role

We are seeking an experienced, impact-oriented credit leader to own Tala's Expansion Markets risk function, covering our growth D2C markets and our Partnership (B2B2C) underwriting. The candidate will report to the Director of Risk and will be the key analytical and strategic owner for these portfolios - responsible for risk performance monitoring, strategy development and implementation, and cross-functional execution with Product and Data Science squads. Found on 1752vc Careers, the job board for startup and VC roles.

What they're looking for

  • 6+ years of experience in unsecured consumer lending, with hands-on ownership of credit portfolio performance in a high-volume, data-driven environment
  • Demonstrated ability to develop and execute credit strategies that balance growth and risk - including experience with approval policy, pricing, limit management, and portfolio segmentation
  • Experience with partnership or B2B2C lending a strong plus, comfort adapting underwriting frameworks to non-standard data environments required
  • Strong analytical foundation, comfort with ambiguity and indirect data signals when direct data is unavailable
  • Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities before they become problems
  • Clear, precise communicator - able to synthesize complex portfolio dynamics into crisp recommendations for both technical and non-technical audiences
More about this role

About Tala

Tala is the AI-native credit infrastructure that connects global capital to the global majority. We combine proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. To date, Tala has distributed more than $9 billion in capital to more than 14 million customers across Africa, Latin America, and Asia, building the definitive contextual dataset on thin-file borrowers in emerging markets. Tala is now converting that foundation into shared infrastructure that partners, capital providers, and ecosystems can build on.

The company has been named to the Fortune Impact 20 list, CNBC’s World’s Top Fintech Companies twice, CNBC Disruptor 50 for five years, and Forbes’ Fintech 50 list for ten years running.

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

We are seeking an experienced, impact-oriented credit leader to own...

Read the full posting on Tala's site ↗

Risk Management

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