About the role
Build, validate, deploy, and continuously improve machine learning models for ACH return risk, fraud detection, and account takeover. Develop real-time, online, and offline features using transaction, account, device, network, and behavioral data.
What they're looking for
- At least five years of experience building and deploying machine learning models in production, including two or more years leading a team
- A genuinely hands-on technical background, with the current ability to build, validate, and deploy a production model
- Strong Python skills and advanced SQL experience working with large datasets using a distributed processing engine or cloud data warehouse such as Athena, Trino, Spark, Redshift, Snowflake, or BigQuery
- Direct experience in fraud, credit risk, or payments risk, including rare-event modeling, delayed labels, reject inference, and understanding the difference between a model with a strong AUC and a model that produces effective business decisions
- Experience with real-time inference and production model monitoring in a low-latency decisioning environment, including drift detection, retraining strategies, and model updates
- Experience owning or materially contributing to a loss budget or loss forecast, with the ability to translate model behavior into financial impact for executives, finance partners, and auditors
More about this role
At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide.
Our Ambition: To build the world’s most disruptive payment network and redefine what the payment experience should feel like.
Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that’s transforming the way the world pays.
About the team
The Data team at Trustly is the backbone of our decision-making and product innovation. We are a global, multidisciplinary collective of Software Engineers, Data Engineers, Machine Learning Specialists, Scientists, and Analysts who believe that data is more than just rows and columns - it is the fuel for a more transparent financial ecosystem.
We operate at the intersection of high-scale engineering and deep financial intelligence. Our team processes millions of...
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