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Sr. Product Manager - Payments

Urjanet · Remote (United States) · Remote

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About Urjanet

Who We Are Arcadia is the AI-powered energy intelligence platform for businesses. We replace fragmented tools and manual workflows with one platform to pay utility bills, buy energy, and advance sustainability — across every location, at enterprise scale. Backed by Correlation Ventures.

About the role

We are looking for a product leader to define and implement Arcadia's payments strategy — serving as our internal fintech and payments leader. You will own the roadmap for payment optimization, regulatory compliance, and vendor partnerships, driving multi-million dollar improvements in payment economics while building toward a modern, best-in-class payments platform.

What they're looking for

  • Regulatory Expertise: Working knowledge of US payments regulatory concepts (MTLs, Agent of Payee, Payment Facilitator models) and the ability to define risk-mitigation product strategies
  • Vendor & Partner Management: Experience managing relationships with payment processors, PSPs, and technology partners, with the ability to influence commercial outcomes
  • Executive Communication: Ability to produce concise, data-driven memos and presentations on complex financial and regulatory topics
  • Technical Acumen: Ability to engage with engineering on API integrations, data modeling for payments reconciliation, and systems architecture
  • Experience: 7+ years of product management experience, including 3+ years in payments, fintech, or financial services
  • Nice-to-haves :
More about this role

We are looking for a product leader to define and implement Arcadia's payments strategy — serving as our internal fintech and payments leader. You will own the roadmap for payment optimization, regulatory compliance, and vendor partnerships, driving multi-million dollar improvements in payment economics while building toward a modern, best-in-class payments platform.

Arcadia is open to fully remote candidates and employees have access to co-working spaces.

Payment & Treasury Roadmap

  • Metrics & Optimization: Define strategy around end-to-end payment metrics (float days, cost per payment, card mix) and own the roadmap to optimize acceptance costs via Level 2/3 metadata, smart routing, and surcharge deployment.
  • Core System Roadmap: Drive a compelling multi-quarter roadmap balancing quick wins, platform investments, and longer-horizon innovation bets — with a north star of a modern, optimized fintech system.
  • Innovation Scouting: Continuously evaluate emerging payment technologies (RTP, FedNow, open banking APIs, AI-powered reconciliation) and build a pipeline of innovation opportunities into the roadmap.
  • Customer Funding: Engage customers to enhance products that ease fund...

Read the full posting on Urjanet's site ↗

Product

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