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Credit Analyst - Commercial Underwriting

Wheelprice · 2 Locations · On-site

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About Wheelprice

Official wheels marketplace for enthusiasts. Backed by Techstars.

About the role

This role analyzes the long-term financial viability of potential clients employing sophisticated financial analysis techniques and provides on-going portfolio analysis to monitor current client base. The position also requires the candidate to advance the sales department’s understanding of each prospective client and existing clients' risk profile to increase efficiencies in sales development. Assisting the AR group based on client collections issues and opportunities is also expected.

What they're looking for

  • Analyze prospective clients using fundamental financial analysis techniques, including Balance Sheet, Income Statement and Cash Flow measurements as well as industry factors and portfolio concentration issues
  • Prepare comprehensive credit packages including detailed free cash flow analysis, capital structure assessment, and projected asset risk coverage to executive leadership
  • Review and make appropriate decisions on business credit applications which meet acceptable underwriting standards and are compliant with company guidelines
  • Apply quantitative concepts and processes in a judgmental environment to accurately assess risk and balance with expected profitability to the Company
  • Communicate credit decisions to relevant partners and effectively negotiate to “win" desired applications
  • Perform ad-hoc data analysis and reporting
More about this role

This role analyzes the long-term financial viability of potential clients employing sophisticated financial analysis techniques and provides on-going portfolio analysis to monitor current client base. The position also requires the candidate to advance the sales department’s understanding of each prospective client and existing clients' risk profile to increase efficiencies in sales development. Assisting the AR group based on client collections issues and opportunities is also expected.

KEY RESPONSIBILITIES - ESSENTIAL FUNCTIONS

  • Analyze prospective clients using fundamental financial analysis techniques, including Balance Sheet, Income Statement and Cash Flow measurements as well as industry factors and portfolio concentration issues
  • Prepare comprehensive credit packages including detailed free cash flow analysis, capital structure assessment, and projected asset risk coverage to executive leadership
  • Review and make appropriate decisions on business credit applications which meet acceptable underwriting standards and are compliant with company guidelines
  • Gather necessary documentation, conduct thorough due diligence to determine the suitability of loan requests, and...

Read the full posting on Wheelprice's site ↗

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