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Lead Engineer - Payments Platform

Xero · US: Washington Remote Worker · Remote

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About Xero

Xero online accounting software for your business connects you to your bank, accountant, bookkeeper, and other business apps. Start a free trial today. Backed by Accel.

About the role

In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes.

What they're looking for

  • You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
  • A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential
  • Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS
  • You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives
  • You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture
  • You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results
More about this role

In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes.

This is a rare chance to join an early-stage initiative, make foundational architectural decisions, and have a visible impact on the future of small businesses. By contributing directly to production code and proof-of-concepts, you will solve complex financial technology challenges at a massive scale.

The Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations. We are a highly collaborative collective that values technical excellence, inclusion, and continuous innovation. Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers.

Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products...

Read the full posting on Xero's site ↗

Engineering

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