Helping therapists deliver better outcomes to more patients with artificial intelligence. Backed by Techstars.
About the role
Cash flow is the defining financial challenge for small businesses in America. Revenue is lumpy, expenses don't wait, and most SMB owners have never had a financial partner that truly understood their business. Affiniti is building that partner. As our credit analyst, you'll help us extend credit to the pharmacists, contractors, vet clinics, and shop owners that form the backbone of American communities but have been underserved or ignored by traditional institutions for decades. Found on 1752vc Careers, the job board for startup and VC roles.
What they're looking for
- Proven track record underwriting small business revolving credit cards (required), commercial credit, line of credit, and other credit experience is a strong plus
- Strong analytical and financial modeling chops, you're comfortable building forecasts and stress-testing assumptions
- Technical fluency in SQL and data tooling (Snowflake, Tableau, DataGrip, or equivalent)
- Deep knowledge of credit risk management and financial underwriting, including hands-on experience building credit policies, models, and procedures from scratch
- Early-stage startup experience is a plus
- A high ownership, do what it takes mentality, that doesn’t see a job as “just a job”
More about this role
Cash flow is the defining financial challenge for small businesses in America. Revenue is lumpy, expenses don't wait, and most SMB owners have never had a financial partner that truly understood their business.
Affiniti is building that partner. As our credit analyst, you'll help us extend credit to the pharmacists, contractors, vet clinics, and shop owners that form the backbone of American communities but have been underserved or ignored by traditional institutions for decades.
This isn't a rubber-stamp-the-scorecard role. You'll build and refine the models, policies, and frameworks that determine how we extend credit responsibly at scale. The decisions you make will directly determine whether a small business owner gets the runway they need to grow.
Build and continuously refine our core credit models and policies: approval/decline logic, credit limit assignment, APR pricing, collections, and everything in between
Underwrite and assign credit lines across the full spectrum, from small business accounts to commercial customers
Manage credit policy enforcement with end users directly: customer conversations, line increase decisions, and exception handling
Evaluate and onboard new...
Browse similar: AI jobs · AI startup jobs · Startup jobs · New York