Build credit into your product experience. Run it end to end with modular APIs, pre-built components, analytics, and full-service infrastructure. Backed by Pear VC.
About the role
We’re hiring a Fraud Strategy Manager to lead the strategy for how we evaluate and respond to transactions across our credit card portfolio. This analytical, strategy-focused role sits at the heart of how Cardless protects cardholders and manages fraud losses while keeping the card experience smooth for legitimate customers. Found on 1752vc Careers, the job board for startup and VC roles.
What they're looking for
- 5+ years of experience in transaction fraud strategy at a card issuer, fintech, payments network, or financial institution
- Experience with transaction fraud decisioning across card-not-present, card-present, account takeover, payment fraud, and coordinated fraud events
- Working knowledge of Visa, Mastercard, or Amex network rules, including authorization, chargebacks, disputes, and fraud monitoring programs
- Familiarity with payment hold strategy and funding fraud patterns such as ACH returns, payment reversals, and bust-out behavior
- SQL skills and experience using data to build, evaluate, and tune fraud rules and models
- Clear communication, including the ability to explain fraud tradeoffs and recommendations to executives, network partners, and compliance teams
More about this role
Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear. Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.
In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.
We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.
We’re hiring a Fraud Strategy Manager to lead the strategy for how we evaluate and respond to transactions across our credit card portfolio. This analytical, strategy-focused role sits at the heart of how...
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