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Product Compliance Manager, Credit Cards

Cardless · San Francisco · On-site

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About Cardless

Build credit into your product experience. Run it end to end with modular APIs, pre-built components, analytics, and full-service infrastructure. Backed by Pear VC.

About the role

Every new card, feature, fee and disclosure at Cardless gets a compliance review before it ships. We're hiring someone to make that review their main job. Product and business teams will come to you to find out whether an idea works under Reg Z and the other consumer rules, and if it doesn't, what would. You'll also take product changes through review with the banks that issue our cards. It's a hands-on role with no direct reports, and you'll report to our CCO. Found on 1752vc Careers, the job board for startup and VC roles.

What they're looking for

  • Around 3 to 6 years in consumer compliance, regulatory advisory or legal at a bank, card issuer or fintech
  • You've reviewed credit card products yourself (fees, APRs, terms, disclosures or account flows) and told the business what to do
  • Strong working knowledge of Reg Z and the CARD Act. Reg E, Reg B, FCRA and UDAAP as they apply to cards
  • You write clearly, and you give a recommendation, not just a list of risks
  • You're comfortable owning work without a playbook
More about this role

Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear. Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.

In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.

We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.

Every new card, feature, fee and disclosure at Cardless gets a compliance review before it ships. We're hiring someone to make that review their main job.

Product and business teams will come to you to find...

Read the full posting on Cardless's site ↗

Compliance

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