Experian Ventures powers global opportunities while creating new value with data and analytics. We look for firms who will deliver the solutions of tomorrow to simplify credit and lending, reduce complexity in specialized verticals, automate and secure...
About the role
We are looking for a Senior Risk Analyst – Data Science & Analytics to join our Commercial Bureau Analytics & Pre-Sales Consulting team, with a dedicated focus on MSME bureau analytics. This is a senior hands-on role for an experienced credit-risk data scientist who can independently structure complex MSME lending problems, design bureau-led analytical solutions and translate modelling results into client-ready recommendations.
What they're looking for
- Advanced hands-on proficiency in Python and strong SQL, with demonstrated ability to build efficient, modular and reusable analytical code for large and granular credit datasets
- Demonstrated end-to-end ownership of credit-risk scorecard or model development, from target and sample design through feature engineering, modelling, validation and implementation / monitoring considerations
- Strong command of validation and monitoring concepts including KS, Gini / AUC, lift / gains, calibration, out-of-time validation, back-testing, PSI / CSI, stability and challenger comparisons
- Experience delivering analytics for banks, NBFCs, fintechs or other business lenders, with the judgement to distinguish statistical results from commercially usable risk solutions
- Strong client-facing and pre-sales capability, including discovery, solution framing, proof-of-concept design, methodology presentation and handling technical questions from senior risk / analytics stakeholders
- Experience reviewing analytical work, coaching less-experienced analysts and improving team standards for code quality, validation, documentation and reproducibility
More about this role
Role Overview
We are looking for a Senior Risk Analyst – Data Science & Analytics to join our Commercial Bureau Analytics & Pre-Sales Consulting team, with a dedicated focus on MSME bureau analytics. This is a senior hands-on role for an experienced credit-risk data scientist who can independently structure complex MSME lending problems, design bureau-led analytical solutions and translate modelling results into client-ready recommendations. You will lead scorecard and model development, portfolio and early-warning analytics, bureau-based proofs of concept and pre-sales solutioning for banks, NBFCs, fintechs and other MSME lenders. The role requires deep Python / SQL capability, strong credit-risk modelling judgement, substantial experience with MSME / SME or commercial bureau analytics, and the ability to guide other analysts while remaining deeply hands-on with data and code.
- Lead end-to-end MSME bureau analytics engagements across acquisition, underwriting, risk segmentation, portfolio monitoring, early warning and collections, from problem definition through validation and delivery.
- Own the analytical design for complex use cases, including outcome / bad definition,...
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