Business banking that helps you grow. Backed by Y Combinator and USV.
About the role
We're hiring a product manager to own the product thinking for the operational core of Karat: how a business applies, how we decide, and the internal tools our operations, compliance, and support teams use to review, approve, and serve customers. Your job is to make sure that by the time an engineer picks something up, the problem is framed, the edge cases are known, the design is reviewed, and operations and compliance have had their say. Found on 1752vc Careers, the job board for startup and VC roles.
What they're looking for
- 4+ years in product management, or the equivalent as a founder or an engineer who owned the product decisions, at a company where there was nobody to hand the hard parts to
- You build. You've shipped prototypes or small features with AI coding tools, you can read code and a database schema, and you write SQL to answer your own questions. We'll ask you to show us something you made
- Fintech or finance experience: lending, underwriting, payments, banking, or another regulated product where "ship it and see" has limits, and you know where they are
- Operator empathy. You've built for internal users doing high-stakes work (operations, compliance, support) and treated them as customers
- Discovery rigor. You define the problem and the success metric before the spec, and you can point to a time your discovery changed what got built
- Judgment under ambiguity. You decide what's now, next, and never, and you change course when the evidence does
More about this role
Karat started by building corporate cards and banking accounts for creators, the people you follow on YouTube, Instagram, TikTok and Twitch who run real businesses but were treated as an edge case by most financial providers. The same products fit a much wider set of businesses, and today we serve creators alongside the agencies, studios and growing companies that run the same way.
We've raised $70 million from Signal Fire, Union Square Ventures, Y Combinator, CRV and Coatue, alongside CEOs from YouTube, Twitter and Wealthfront and Twitch co-founder Kevin Lin. Our team comes from Goldman Sachs, McKinsey, earlier startups and the creator world itself, and we're headquartered in Los Angeles.
We decide who gets a card and how much credit, we hold customers' deposits, and we move their money. Every one of those decisions runs through a product, an internal tool, or a person on our operations team, and the product thinking behind them is what this role owns.
We're hiring a product manager to own the product thinking for the operational core of Karat: how a business applies, how we decide, and the internal tools our operations, compliance, and support teams use to review, approve, and...
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