Kikoff's credit building app is the the fastest way to build credit safely, with plans from $5/month. Backed by Lightspeed.
About the role
You'd be the fourth Data Scientist focused on the Grant business, and part of a larger Kikoff wide Data team. You'll take on a product area within Grant as its data lead, working day to day with the leads for that area, and you'll bring a staff-level view to the Grant-wide conversations on where the business goes next.
What they're looking for
- Experience partnering with product, engineering, and marketing peers across the whole arc of the work: strategy, goal setting, approach, and execution, not just the analysis at the end
- A track record of defining metrics from scratch and getting a team to run on them
- Designed and run experimentation programs, including changes where clean randomization wasn't available. Comfortable with quasi-experimental and causal inference methods, and clear about their limits
- Hands-on with production-quality SQL and Python. You build pipelines, analyses, and models yourself
- Experience building or working closely with models that drive decisions in a product, in any domain: ranking, fraud, forecasting, personalization, underwriting, detection. We care about the judgment, not the vertical
- AI tools are a core part of your daily analytical work and you can show how they changed the speed and quality of what you ship
More about this role
Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
Grant is Kikoff's fastest growing business line. It started with earned wage access, solving the most common and most painful problem in consumer finance: short-term liquidity. Gas to get to work, an unexpected bill, groceries before the next paycheck. We give people fast, fair access to earned wages without the fees the industry has normalized, and we do it...
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