Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged. Backed by Greylock and USV.
About the role
PayJoy provides credit access to millions of customers across 11 countries. As we expand from smartphone financing to broader credit products, customer communication is vital to our product experience. The Senior Software Engineer, Communications Platform, will help design and build a consolidated, reliable, and observable messaging platform for SMS, email, and WhatsApp, collaborating closely with Identity, Fraud, CDP, and Onboarding teams. Found on 1752vc Careers, the job board for startup and VC roles.
What they're looking for
- Bachelor’s degree in Computer Science, Software Engineering, or equivalent practical experience
- 5+ years of software engineering experience focusing on backend infrastructure and distributed systems
- Hands-on experience with messaging channels (SMS, Email, Push, WhatsApp) and platforms like Twilio, Infobip, or SendGrid
- Experience designing multi-tenant APIs and internal platform services with clear SLAs and versioning controls
- Familiarity with event-driven architecture and streaming technologies such as Kafka, AWS SQS/SNS, or RabbitMQ
- Strong data modeling skills, including unifying user identity records across disparate systems
More about this role
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy provides credit access to millions of customers across 11 countries. As we expand from smartphone financing to broader credit products, customer communication is vital to our product experience. The Senior Software Engineer, Communications Platform, will help design and build a consolidated, reliable, and observable messaging platform for SMS, email, and WhatsApp, collaborating closely with Identity, Fraud, CDP, and Onboarding teams.
Design and...
Browse similar: Startup jobs · San Francisco Bay Area