Backed by IVP.
About the role
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets, collateral, conditions, and final underwriting decisions. The underwriter will partner closely with processors to move loans efficiently from review through clear-to-close while maintaining strong quality, compliance, and risk discipline.
What they're looking for
- Minimum 2 years of recent conventional mortgage underwriting experience with direct decision-making authority
- Demonstrated full-file underwriting ownership across credit, income, assets, collateral, conditions, and final decisions
- Direct appraisal and title review experience
- Strong experience analyzing self-employed income and complex borrower scenarios
- Ability to independently evaluate and clear underwriting conditions
- Strong understanding of credit policy, underwriting guidelines, collateral evaluation, and risk assessment
More about this role
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets, collateral, conditions, and final underwriting decisions. The underwriter will partner closely with processors to move loans efficiently from review through clear-to-close while maintaining strong quality, compliance, and risk discipline.
This role is best suited for an underwriter who is comfortable exercising independent credit judgment in a manual or semi-manual environment and...
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