Startups

Underwriter

Stand · San Francisco · On-site

← All jobs
About Stand

Stand simulates real-world risk using physics and AI. Backed by Convective Capital.

About the role

You'll be executing our underwriting strategy for a high-net-worth personal lines book including complex homes, unique exposures, and CAT risks. You'll work directly with brokers, marketing, mitigation, and engineering teams to evaluate risks others won't touch, structure creative terms, and deliver an experience that makes us the easiest carrier to work with. Found on 1752vc Careers, the job board for startup and VC roles.

What they're looking for

  • 3+ years of underwriting experience in personal lines, preferably HNW or complex property risks
  • Strong understanding of risk analysis, property & liability coverages, pricing and compliance
  • Track record of managing a profitable book while delivering excellent broker service
  • Ability to negotiate quote terms with internal and external stakeholders while building and maintaining strong, collaborative relationships
  • Efficient and effective desk management
  • Proficiency in leveraging technology, with the ability to quickly adapt to new platforms and tools, and identify opportunities for process improvement
More about this role

Why Join Stand : At Stand, you’ll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine, our Stand World Model .

We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices.

Our leadership team has built category-defining companies (Metromile, Policygenius, WePay, HotelTonight) and brings decades of expertise in underwriting, capital management, and reinsurance.

Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable.

Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can’t and operate with far less friction.

Stand is reimagining high-net-worth personal...

Read the full posting on Stand's site ↗

Insurance

Build your edge while you search

Free tools for founders and investors, plus VC Unfiltered, our take on startups, venture and the people who build them.