Explore lending solutions through Upstart, including personal loans, debt consolidation, short-term relief, Cash Line, and HELOC. Check your rate today! Backed by Khosla, Kleiner Perkins and NEA.
About the role
As a Staff Credit Analyst, you will contribute to high-impact credit analytics supporting portfolio strategy, financial planning, and funding decisions. You will work closely with Machine Learning, Finance, Product, Engineering, and Capital teams to translate complex credit dynamics into actionable insights and scalable analytical solutions.
What they're looking for
- 5+ years of experience in analytics, credit risk, quantitative finance, or a related field within fintech, financial services, consumer lending, or a similar industry
- Experience with credit risk, loss forecasting, portfolio analytics, valuation, or related financial-performance frameworks
- Working knowledge of risk capital or structured finance concepts, such as securitizations, warehouse facilities, forward-flow programs, or investor reporting
- Strong SQL skills and proficiency in at least one programming language, such as Python or R
- Experience working with large datasets and developing repeatable, well-documented analyses
- Ability to turn complex analytical work into clear, actionable business insights
More about this role
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work...
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