Official wheels marketplace for enthusiasts. Backed by Techstars.
About the role
The Sr. Credit Analyst - Com mercial Underwriting and Portfolio Risk role is responsible for the timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders.
What they're looking for
- Underwrite new and existing credit facilities through financial analysis, due diligence, and review of deal terms, structure, and legal documentation
- Conduct due diligence on prospects and clients with senior management
- Construct and manage DCF (discounted cash flow) and cash flow models including sensitivity analyses to mitigate risk across diverse portfolios
- Present comprehensive credit packages including detailed free cash flow analysis, capital structure assessment, and projected asset risk coverage to executive leadership
- Build scalable and efficient credit analysis and monitoring processes
- Partner with cross-functional teams to assess projected asset risk coverage, department initiatives, system development, and workflow improvements
More about this role
The Sr. Credit Analyst - Com mercial Underwriting and Portfolio Risk role is responsible for the timely and accurate underwriting of new and existing commercial credit lines through business financial statement analysis, investigations and communications with all relevant stakeholders. This role's primary objective is to conduct detailed financial statement analysis for both public and privately held businesses, continuously manage credit exposures, and perform customer due diligence for new and existing clients to ensure that the Wheels US credit portfolio is of strong credit quality and within the established risk appetite.
KEY RESPONSIBILITIES – ESSENTIAL FUNCTIONS
- Underwrite new and existing credit facilities through financial analysis, due diligence, and review of deal terms, structure, and legal documentation
- Conduct due diligence on prospects and clients with senior management
- Construct and manage DCF (discounted cash flow) and cash flow models including sensitivity analyses to mitigate risk across diverse portfolios
- Present comprehensive credit packages including detailed free cash flow analysis, capital structure assessment, and projected asset risk coverage to...
Browse similar: Startup jobs